Aria-Jefferson Health

1-877-808-ARIA

Stocks, Bonds & Mutual Funds

If you own stock, it is sometimes "tax wise" to contribute stock rather than cash. A gift of appreciated stock generally offers a two-fold tax advantage:

  1. You avoid paying capital gains tax on the increased value of the stock.
  2. You receive an income-tax deduction for the full fair-market value of the stock at the time of the gift.

For example, if you purchased some stock many years ago for $1,000, and it is now worth $10,000, an outright gift of the stock would result in a charitable deduction of $10,000. In addition, there is no tax on the $9,000 appreciation in value.

If you have owned stock for more than a year, you qualify for these significant tax advantages. Your gift must be postmarked by December 31 to qualify for a deduction in that tax year. A stockbroker or trust officer also can arrange for a year-end gift of stock from your account.

Making a transfer of stock to Aria or have questions? Send an email to Lara Goldstein with your name, contact information, stock name and number of shares. We will provide you with instructions for your broker.

Thank you for your generous consideration.